Expert Mortgage Solutions for Your Homeownership Goals.
Purchase | Refinance | Plan
About
Hi, My name is Adam Vickers and I’m a mortgage agent with Vine Group serving clients all across Canada.
I graduated with a Commerce degree in Economics and Finance from the University of Guelph in 2010. I spent the next 5 years working in the restaurant industry as a server and manager, including spending 2014 living and working in Paris, France, where my now wife, Erin, pursued an MBA in fashion.
Soon after returning to Canada I transitioned into banking and finance, starting as a Banking Advisor at RBC in 2015. Over the next five years, I held various advisory and management roles, including two years as a Branch Manager, navigating the challenges of managing during the COVID-19 pandemic. I then transitioned to a Mortgage Specialist role at RBC, where I discovered my passion for helping my clients confidently navigate the mortgage and, often stressful, home-buying process.
After four years as an RBC Mortgage Specialist I decided it was time to broaden my horizons and, in January of 2025, I joined Vine Group. The primary draw for me to leave the bank and join a mortgage brokerage was to have the ability to offer a far wider range of mortgage options to my clients, and Vine Group's model and culture was a great fit. Drawing from my extensive finance and customer service backgrounds, I offer tailored solutions that align with each client's financial goals while delivering an exceptional client experience.
I live in Toronto with my wife, Erin, my young daughters, Astrid and Georgia, and cat, Biggie (but we call him Mister). In the rare instance when I have some free time I enjoy golfing with friends and clients, riding my bike, and experimenting with new and old recipes in the kitchen.
Why Use Me as Your Mortgage Agent?
I have extensive knowledge of the industry, I am reliable, and I'm honest. I will always act in your best interest when seeking a mortgage solution.
The Vine Model
At Vine Group we gather and verify all documentation and information up front as part of our assessment. We then we have it reviewed formally by our own team of dedicated underwriters, giving you confidence before making the decision to offer on a new home.
Multiple Lenders
Instead of limiting your options to just your bank, working with me gives you access to 86 Lenders across Canada, ultimately giving you more rate and product options to choose from.
Professional Advice
Anyone who knows me knows I love to chat. Whether you have an immediate need or just want advice for your unique situation it would be my pleasure to connect with you!
Services
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I work closely with homebuyers to find the right mortgage solution tailored to their financial situation and goals.
I assist first-time home buyers or others who are looking to upgrade to your dream home. I guide you through the entire process, ensuring a smooth and stress-free experience with competitive rates and flexible terms.
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I help homeowners take advantage of better interest rates, consolidate debt, or access home equity for renovations, investments, or other financial needs.
By analyzing your current mortgage and financial goals, I provide expert advice on the best refinancing options to save you money and improve your cash flow.
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When it's time to renew your mortgage term, I am here to assist you in discovering options that may reduce costs and enhance your financial outlook.
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I assist clients in getting pre-approved for a mortgage, giving them a clear understanding of their budget before house hunting. Beyond pre-approvals, I offer strategic financial guidance to position you for long-term homeownership success, ensuring your mortgage aligns with your lifestyle and financial future.
How Does it Work?
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Contact Me
Contact me to discuss your mortgage or financing needs.
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Free Professional Advice
During our call, I will assess your financial situation, tailor a personalized plan for you, and address any questions you may have.
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Application
When you're ready to apply, I'll guide you through the mortgage application process, making sure everything is completed accurately and efficiently.
FAQ
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There is no cost to use me as your mortgage agent as it is the mortgage lender who will ultimately pay our brokerage*
*This is true for all A lenders. If we need to fund with a B lender or private lender, an additional fee may apply. OAC. Some restrictions apply.
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Partnering with me as a mortgage agent can be a smart financial move that actually saves you money.
My job is to secure the most competitive rates and terms, many of which are exclusive to our network and not easily accessible on your own. I take the time to understand your unique financial situation and evaluate a wide range of mortgage products to find the right fit.
However, it’s more than just finding the lowest rate, I will develop and tailor strategies to help you become mortgage free sooner, I will show you how you can save more interest by implementing other financial and tax-saving strategies, and I will stay with you for the life of your mortgage. As market conditions evolve, and they do so at a quick pace these days, I promise to keep you informed and will present strategies that might be applicable to your circumstances to save you even more.
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I serve all across Canada, since my services are provided remotely!
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Mortgage agents/brokers work independently from banks, representing you! Mortgage Specialists are employees of one particular bank.
While there are both good and bad, experienced and inexperienced mortgage agents and specialists, the benefits of working with a mortgage agent is our ability to provide you with multiple lender products and terms, unlike bank employees who can only source the mortgage from their bank.
Both bank representatives and mortgage agents earn commissions from the lender, meaning there’s no cost to you in either scenario*.
The key difference? Mortgage agents like me provide a more flexible, greater range of options with a customized approach to fit your needs.
*This is true for all A lenders. If we need to fund with a B lender or private lender, an additional fee may apply. OAC. Some restrictions apply.
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Submit your basic information in the contact form below!
I will then reach out soon to schedule a call, in-person, or virtual meeting to discuss your circumstances in greater detail.
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At Vine Group, we make it easy for you to explore your mortgage options.
You can find it by clicking here.
It’s a great tool to help you estimate your monthly payments, compare different scenarios, and get a better understanding of what you can afford.
Contact
Adam Vickers | Mortgage Agent Level 1
Vine Group Mortgage Brokerage, Lic. #13511